Visa’s CEO has declared the company a “hyperscaler” in payments, revealing massive scale with 12 billion endpoints and AI-driven infrastructure. The payments giant is positioning itself as the foundational layer for the next generation of commerce, from stablecoins to agentic transactions.
Visa and Proof have announced a strategic partnership to revolutionize digital identity verification across high-value transactions. The collaboration aims to combat rising AI-powered fraud while enhancing consumer experience in digital commerce. Industry analysts suggest this could mark a fundamental shift in how identity is authenticated in financial transactions.
Visa has reportedly teamed up with digital identity platform Proof to create enhanced verification systems for securing transactions across high-value payments, digital commerce, and banking agreements, according to a recent announcement. Sources indicate this collaboration represents a significant step toward addressing the growing threat of sophisticated fraud enabled by artificial intelligence technologies.
Mobile devices are fundamentally changing how consumers shop and pay, with 48% making their last purchase via smartphone. The emerging “mobile window shopper” phenomenon is forcing merchants to rethink payment strategies beyond checkout efficiency.
Nearly half of consumers worldwide used smartphones for their most recent retail purchase, according to new research that reveals a fundamental shift in shopping behavior. The Global Digital Shopping Index from PYMNTS Intelligence, commissioned by Visa Acceptance Solutions, indicates that “mobile window shoppers” are quietly reshaping the payments landscape by converting idle curiosity into instant commerce.
The Rise of AI-Powered Shopping Assistants The e-commerce landscape is undergoing its most significant transformation since the shift from brick-and-mortar…
