401(k) Investors Shifted to Bonds and Cash in September Market Analysis
Retirement plan analysis shows 401(k) participants shifted investments from equities to fixed income in September. The movement toward bonds and cash occurred despite strong stock performance, raising questions about investor behavior. Experts caution against market timing in retirement accounts.
New analysis of 401(k) plans reveals a significant shift in investor behavior during September, with participants moving allocations away from stocks toward bonds and cash positions. According to data from retirement plan administrator Alight, this “flight to safety” occurred despite relatively strong returns for equities throughout 2025, potentially signaling changing investor sentiment or rebalancing activities.